Insurance Claims

Insurance ClaimsInsurance companies don't have the best reputation when it comes to payments on claims or acting in the best interest of their customers. Everyone pays for some form of insurance or another, and there are a variety of loan products and laws on the books that require us to purchase certain types of insurance such as automobile liability and homeowners insurance.

The League City-based Apffel Law Firm has successfully handled hundreds, if not thousands, of claims against insurance companies who acted in bad faith and would not honor their contract with customers.

Texas Deceptive Trade Practices — Consumer Protection Act — DTPA

In 1973, the Texas legislature enacted the Texas Deceptive Trade Practices — Consumer
Protection Act, to protect consumers against false, misleading and deceptive business practices and includes breaches of warranty and unconscionable actions. Under this law, a consumer is defined as "a person who seeks or acquires by purchase or lease any goods or services."

Insurance companies readily accept your hard-earned money, but when you have an auto accident claim, time stands still and money doesn't always flow back where it should. A perfect example is hurricane insurance. It can take months, even years to get an insurance company to pay up for certain damages and claims. They use stall tactics and argue definitions of what constitutes a hurricane, all in hopes the consumer just gives up on his or her claim.

Aggressive, Experienced Legal Representation

Insurance companies act in bad faith all the time, but what does that really mean? You have a bad faith claim against an insurance company, if a company refused to pay a claim it was legally obligated to pay. The problem is it's difficult for the average consumer to know when this occurs, that's where an experienced insurance claims attorney can help.

If you think you are getting the runaround from an insurance company, are treated unfairly or have been unjustly denied a claim, you may have some recourse.

Texas attorney Trey Apffel offers honest evaluations of your case with a no-obligation, initial consultation. Set up a meeting by calling us at 281-724-4701 or using our online form to contact us.