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What's a fair settlement after a car accident?

When you are involved in a car accident, the first thing to keep in mind is that it's likely an unusual occurrence for you. Accidents happen every day on the roads of League City, but when gauged on a per capita basis they are few and far between. With such odds it's very unlikely the average motorist can claim they know exactly what should happen after an accident.

You hopefully know that you need to record information about what happened from your point of view. You may also be aware of the importance of collecting information about all the other drivers involved -- their names, addresses, phone numbers, driver's licenses and vehicle makes, models and plate numbers and insurance coverage data. But there is so much more to attend to.

If the accident involved injuries, a whole new level of complications arises. You aren't likely to know what your needs actually are, and if you don't turn to an experienced attorney for aid, there's a good chance you could be left in dire financial straits.

Take for example the following scenario. A young woman got into a car wreck and incurred $4,000 in medical bills. It took her three months to heal completely from her injuries. Insurance offered to pay her $600 for pain and suffering. She wondered if that's fair and whether she should consult an attorney.

The answer to the first question is that it it's hard to know what's fair based on the sketchy information provided. Was the other driver at fault? How many hours or days of work did she miss? Was the offer from her insurance company or the other driver's?

Consider this, too. Depending on the circumstances, compensation for injuries caused by another's negligence may be sought for lost income, physical impairment, loss of companionship in addition to any pain and suffering. Was what she endured worth just $600?

That makes the answer to the second question very easy. She definitely should consult an attorney. In practices where first consultations are free, there's nothing to lose.

Source: FindLaw, "What Kinds of Damages May I Claim for Car Accident Injuries?" accessed Oct. 16, 2015.

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